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AN OFFICIALMortgage hardship does not automatically mean a homeowner is underwater. Some struggling homeowners still have meaningful equity.
Start with a realistic picture of what the property may sell for in the current market.
Estimate what may remain after mortgages, liens and anticipated selling costs.
If selling becomes appropriate, connect with an experienced local real estate professional.
This site provides real estate information, not legal, tax, financial or loan-servicing advice. Continue communicating directly with your mortgage servicer about available loss-mitigation options.